What is the Contractors Access Program?
A high quality, cost effective Group Self Insurance Workers' Compensation Program for Contractors in the State of California.

Why was the program formed?
To help California Contractors control the high costs of workers' compensation insurance. Today's insurance environment presents a challenge to you, the employer, to find a program that will yield savings to your bottom line without sacrificing necessary loss prevention and claims management services. The Contractors Access Program can provide you with this balance!

Who can belong?
Most construction, trade and artisan classes. See reverse for details.

What is a group self insurance program?
A Group Self Insurance Program is an association of employers, homogeneous in nature, who have been grouped together to provide statutory workers' compensation benefits to their employees. Group self insurance programs are approved, regulated and monitored by the Department of Industrial Relations, Division of Workers' Compensation. Member contributions provide funding for claims and expenses. 100% of group surplus, including interest income, is owned by group members. CRM, the program manager, provides underwriting, loss control and administration. CRM coordinates third party claims administration services, independent accounting, actuarial and legal services.

What are the benefits to its members?
Savings, Service and Security
• Members may enjoy significant savings • 100% of group surplus, including interest income, is owned by CAP members • Comprehensive Safety Services: Free, tailored loss control; Development of account specific improvement goals; Highly accredited and experienced staff; Internet Library & more... • State of the Art Claims Services: Managed care integration; Balanced case loads; Quality assurance reviews and more... • Group self insurance programs are approved, regulated and monitored by the Department of Industrial Relations, Division of Workers' Compensation • CRM individually underwrites each member to create group stability • Safety net provided through "A" rated and admitted excess insurance

For more information, please contact Al Gutierrez at al-gutierrez@leavitt.com.

To view the full brocure and the program fact sheet, click here.